average annual pay for Americans was over $56,000 in 2015. In most
cases, our payment and related information comes in the form of paychecks or
pay stubs. The two aren’t much different and are often handed out together.

a paying job is an important step towards becoming an adult, and many choose to
celebrate this achievement by framing their first paycheck. However, this may
not be the best idea, since pay stub access is going to be important in the

may end up needing your pay stubs for a lot of different purposes. We’ll
talk about some of them in the paragraphs below.

1. Verify Earnings

are that your employer isn’t going to try to stiff you on your paychecks, but
accidents happen. It’s not at all unheard of for someone to be exhausted after
a long day and accidentally misplace a number or decimal point. Accidents can
happen when you’re tired.

the cause may be, keeping your pay stubs can help correct pay issues when they
come up. There are plenty of places where you can get a pay
your company doesn’t use them.

2. Taxes

is a seldom-talked-about idea in political circles known as the free-filing tax
system. In this system, tax forms are done by the IRS and sent to US citizens,
who then correct any errors, sign the form, and mail it back. 

system goes back at least to the 1980s. It was championed by Reagan, Obama, and
now presidential hopeful
Elizabeth Warren

this system is signed into law, we still have to file our own taxes. To that
end, pay stubs can help. They serve as proof of how much we make, and knowing
what our income is will help us determine how much we owe in taxes and what our
return will be.

3. Proof of Income

of income is important for more than just taxes. You’ll need pay stub access
when applying for any type of loan, and don’t think you can just avoid loans
altogether. Getting any type of house or apartment will often require a
mortgage loan.

also need a loan if you ever want to start your own business. In most cases,
you’ll have to provide pay stubs to prove income over a period of three months.
This lets the person you’re dealing with know that you have a job, and have
held it for a few months at least, so you’re capable of paying back the loan.

Pay Stub Access and Why
it’s Important

stubs provide proof that you are employed and making money, which will make
people more eager to deal with you.

need pay stub access for a lot of different things in life. We’ve mentioned
some of the most important in the paragraphs above, but there are others out
there. We encourage you to do more research on your own if you’re interested.

you want more information and advice on finances and getting rid of debt please
visit our site.

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