Whenever I’m contemplating a big purchase, I always catch myself wondering “Does size really matter?” For most things I’d say it doesn’t, but that’s not always true. Here are a few occasions were size definitely mattered to me.

Girl Ninja’s Engagement Ring:

Yup, I’ll admit it…I’m totally shallow. I met up with Mom Ninja two summers ago at the diamond district in Los Angeles. I had one day to learn everything I possibly could about diamonds. I would approach each jeweler and tell them I was looking for three things in a diamond, 1) It had to be round cut, 2) It had to be about 1 carat, and 3) It had to be certified.

I’d guess over the course of three hours, I probably looked at about 80 to 100 different diamonds. By the end of the day I was able to answer the question, does size really matter? HECK YES IT DID! Could I tell the difference between a 0.97 carat diamond and a 1.01 carat diamond? Absolutely not, but for some reason I just couldn’t bring myself to purchase anything less than a true carat (darn you, psychological barrier!).

By days end, I was $3,500 poorer and 1.12 carats richer. Was it absolutely stupid of me to pay nearly $800 more for a diamond that was negligibly larger? Probably, but now when people ask how big Girl Ninja’s diamond is, she can honestly say it’s 1 carat. If you are rocking a 0.89 carat diamond and you tell people it’s one carat, you’re going to hell a liar. Here’s a shot of her bling once I had the diamond set…

TV’s:

I’m a dude. Dudes love big TV’s. Big TV’s are expensive. Thus, every man must ask himself does size really matter when it comes to a television? Again, I vote yes. Flat screen TV’s are reasonably priced between 30 and 42 inches. The second you break the 42″ mark, the prices begin to skyrocket. Girl Ninja did a great job decorating our first place, but I always knew there was one thing that bothered her…our 46″ TV. In true man cave fashion, it totally dominated our living room space (especially when you consider our entire condo was only 610 square feet). I loved it, Girl Ninja hated it. If she had it her way we would gotten a 42″ TV, but to me size mattered and it was time to go big or go home. I love the thing and definitely couldn’t imagine buying anything smaller. Big TV’s + Football = Epic Man Time.

My Car:

The summer before my senior year of college I was desperate to part ways with my Chevy Venture minivan (I know what you’re thinking… nothing screams sexy like automatic sliding doors) and trade up to something a little nicer. It was time to go car shopping. If you asked 20 year old ninja does size really matter (and by size I mean newness) I would have said absolutely! I mean I was driving around a freakin’ minivan! It was time for a little lifestyle inflation. I ended up selling the minivan for $5,500 (I paid $1,700 for it) and bought myself a brand spankin’ new Scion tC. The thing is sexy to the max, but that sexiness didn’t come cheap ($18,000). I fully admit it was pretty dumb buying a new car before I even finished college. Fortunately for me, the car has held it’s value relatively well (KBB of $13,500), it’s paid off, and it still makes me feel like a bada$$. Should I have bought a brand new car? Probably not. Do I regret it? Definitely not!

In the world of personal finance, price and rational thinking typically determine somethings value. But that doesn’t mean we don’t have our weaknesses. So reader, I ask “Where does size really matter to you”? What things will you generally pay a premium for (first class seats, expensive wines, stainless steel appliances)?

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